Portfolio Ledger

Track mutual funds and SIPs, calculate XIRR, and compare your investments with selected benchmarks.

What it does

Portfolio Ledger brings investment records and return comparisons into one place. It supports ongoing SIPs alongside lump-sum investments, so the results reflect individual cash flows. Benchmark comparisons simulate the same investment amounts and dates in a selected fund.

Multiple portfolios with editable lump-sum investments and monthly SIPs
SIP schedules with missed installments and annual step-ups
Fund-level benchmark comparisons using matching cash flows
NAV lookup, units, investment values, returns and XIRR
CSV and Excel import, Excel export, and backup import/export

How to use it

Create a portfolio, or import a backup from your existing Portfolio Ledger.
Add investments and SIPs, or upload a supported CSV or Excel file. Review fund matches before confirming the import.
Review holdings and returns, choose benchmarks for comparison, and export a backup when you want to save or move your records.

Before you use the result

Saved portfolios are stored in browser local storage, not a synced account. To move from the standalone file or another device, export a backup there and import it here. NAV retrieval uses external data services and fallback proxies; network failures or missing history can leave results pending. The app uses NAV on or after the investment date. Results depend on the data and inputs available and are not personal investment advice.