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Ashutosh
Kumar

Product Manager with 10+ years building fintech, gift card payments, e-commerce & marketplace platforms at scale β€” bridging business strategy and technical execution.

10+

Years in Software

7

Years in Product Management

3

Years E-Commerce & Marketplace

4+

Years Gift Cards & Transactions

10+

Years Agile & Scrum

4+

Years Full Stack Development

Ashutosh Kumar

About Me

Ashutosh Kumar
Ashutosh Kumar
Product Manager – Fintech & Payments
πŸ“ Bangalore, India
linkedin.com/in/ashukrp
FintechPaymentsGift Cards E-CommerceAgileAPIs CloudAnalytics

I'm a results-driven Product Manager with 7 years of PM experience and 4 years of software engineering β€” giving me a unique ability to bridge business strategy and technical execution.

Currently at Blackhawk Network India, I manage a global acquiring switch platform processing millions of gift card transactions daily across APAC, Europe, and the US.

My journey has taken me from coding telecom ad platforms at Mahindra Comviva, to owning customer success at Zivame, to managing 3M+ DAU products at IndiaMart β€” every step sharpening my instinct for building things people actually use.

πŸŽ“

B.E. – Electronics & Communication

Manipal Institute of Technology
Manipal, Karnataka

Graduated 2013
πŸ›οΈ

MBA – Business Management

Xavier Institute of Management
Bhubaneswar, Odisha

Graduated 2019

My Journey

A decade of shipping products that matter

πŸ’³
Blackhawk Network India Β· Bangalore
Product Manager – Acquiring Switch & Transactions
Jul 2022 – Present
  • Managing BHN Acquiring Switch: 3M+ gift card transactions/day, sub-300ms latency, 5000+ acquirers & 1000+ issuer brands globally.
  • Onboarded 15+ new partners/year across APAC, Europe & US β€” driving $20M+ in additional annual revenue.
  • Led cloud migration improving scalability, reliability, and cost-efficiency.
  • Owned full product roadmap using Agile methodology.
πŸ‘—
Zivame Β· Bangalore
Product Manager – Customer Success & Analytics Pod
Aug 2021 – Jul 2022
  • Owned post-purchase experience; improved retention via NPS & CSAT optimization.
  • Automated key manual process with Chatbot β€” reduced call volume per order by 4%.
  • Launched referral program, increasing new user conversion by 1%.
πŸ“±
IndiaMart Intermesh Β· Noida
Assistant Product Manager – Messages & Mobile Site
Apr 2019 – Aug 2021
  • Managed IndiaMart Mobile Website (3M+ DAUs) and Lead Management CRM (100K+ DAUs).
  • Integrated Browser Push Notifications & Real-time Chat, improving user engagement.
  • Tracked and optimized product KPIs using Google Analytics & SQL.
βš™οΈ
Mahindra Comviva Β· Bangalore
Senior Software Engineer
Jun 2013 – Jun 2017
  • Built & maintained iEoCN platform β€” delivering ads within 300ms post-call/SMS for telecom operators.
  • Deployed solutions for Vodafone India, Reliance Jio & Ooredoo.
  • Cut segmentation data generation cycle from 3 days to 6 hours.

Skills & Expertise

Tools and capabilities I bring to every product

πŸ—ΊοΈ

Product Strategy

Roadmap definition, stakeholder alignment, OKRs & backlog management

πŸ’³

Payments & Fintech

Acquiring switch, gift card platforms, REST APIs, partner onboarding

πŸ“Š

Analytics

Google Analytics, SQL, funnel optimization, A/B testing, NPS & CSAT

☁️

Cloud & Scale

Cloud migrations, platform reliability, high-throughput transaction systems

🀝

Growth & CX

Referral programs, chatbots, CRM systems, browser push notifications

⚑

Agile Delivery

JIRA, Confluence, Sprint planning, cross-functional collaboration

Beyond Work

What fuels my curiosity and creativity outside of product

Travelling

Exploring new cities, cultures and landscapes keeps my perspective fresh and fuels empathy for users across the world.

Long Drives

Open roads, good music, and clear skies β€” long drives are where I disconnect, think deeply, and find my best ideas.

Reading

From product strategy books to biographies and tech blogs β€” reading sharpens my thinking and keeps me ahead of the curve.

Experimenting

Whether it's a new recipe, a side-project, or a fresh framework β€” I love trying things out, failing fast, and learning faster.

What People Say

Recommendations from colleagues, managers & direct reports on LinkedIn

Awards & Recognition

πŸ†

High Flyer Award

Blackhawk Network Β· Oct 2023

πŸŽ“

National Finalist

Avery Dennison Campus Challenge, XIMB Β· Nov 2017

🌟

Certificate of Appreciation

Vodafone India & Idea Cellular Β· Feb 2017

πŸ‘

Certificate of Appreciation

Mahindra Comviva Β· Jun 2016

πŸ₯‡

Top Team Award

Mahindra Comviva Β· Dec 2015

⭐

Star Talent Award

Mahindra Comviva Β· Apr 2015

Let's Connect

Open to exciting product roles and conversations

Whether you're hiring, collaborating, or just want to talk product β€” my inbox is always open.